BetterMortgagePlan.Com
ARE YOU PAYING TOO MUCH FOR YOUR MORTGAGE?
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My name is Doug Jones and I've been
a Certified Mortgage Planner past 24 years.
In that entire time, I have never seen interest
rates lower than those we are experiencing
RIGHT NOW, in mid 2010.
30 and 15 year fixed rates are in the 4%
range. 5 and 7 year fixed are in the high
3% range!
If you have a 30 year fixed rate mortgage that's under 4.5%, or a 15 year
fixed rate under 4%, and if you're payments are comfortable, you don't
need to do a thing. You're fine.
But if your rate is higher than that, or if you have any kind of adjustable
loan, RIGHT NOW may be the LAST CHANCE to lock in low mortgage
rates for years to come!
The government is spending money like a drunken sailor... money that
they don't have. The US Treasury needs to sell 11 TIMES as much debt
in 2010 as they did in 2009. At the same time states, municipalities and
corporations are competing for those bond dollars. That WILL drive up
rates on all fixed rate instruments including mortgages... the only question
is WHEN?
Also, the Monetary Base of the United States DOUBLED in 2009! That's
because the Federal Reserve created money out of thin air to bail out the
banks.
This excess money will almost certainly lead to high inflation and much
higher interest rates in the future. Do you remember when fixed rate
mortgages were 18% in the late 70's? A lot of experts expect that to
happen again.
Call or email me TODAY to discuss your refinance
options while rates are still near historic lows
DOUG
DOUG JONES, MBA
Certified Mortgage Planner
phone: (714) 544-6357
email: dougcjones@watermarkhomeloans.com
a Certified Mortgage Planner past 24 years.
In that entire time, I have never seen interest
rates lower than those we are experiencing
RIGHT NOW, in mid 2010.
30 and 15 year fixed rates are in the 4%
range. 5 and 7 year fixed are in the high
3% range!
If you have a 30 year fixed rate mortgage that's under 4.5%, or a 15 year
fixed rate under 4%, and if you're payments are comfortable, you don't
need to do a thing. You're fine.
But if your rate is higher than that, or if you have any kind of adjustable
loan, RIGHT NOW may be the LAST CHANCE to lock in low mortgage
rates for years to come!
The government is spending money like a drunken sailor... money that
they don't have. The US Treasury needs to sell 11 TIMES as much debt
in 2010 as they did in 2009. At the same time states, municipalities and
corporations are competing for those bond dollars. That WILL drive up
rates on all fixed rate instruments including mortgages... the only question
is WHEN?
Also, the Monetary Base of the United States DOUBLED in 2009! That's
because the Federal Reserve created money out of thin air to bail out the
banks.
This excess money will almost certainly lead to high inflation and much
higher interest rates in the future. Do you remember when fixed rate
mortgages were 18% in the late 70's? A lot of experts expect that to
happen again.
Call or email me TODAY to discuss your refinance
options while rates are still near historic lows
DOUG
DOUG JONES, MBA
Certified Mortgage Planner
phone: (714) 544-6357
email: dougcjones@watermarkhomeloans.com
